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SoFi

SoFi Checking & Savings - $300 Bonus

Bonus Value

$300

3.8% APY

Expires Dec 31, 2026307 days left
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Offer Details

Account Type

both

Monthly Fee

No fee

Credit Check

None

Availability

Nationwide

APY

3.8%

Requirements

Direct deposit $5,000+ within 25 days

Pros

  • High 3.80% APY on savings
  • No monthly fees or minimums
  • No credit check
  • FDIC insured up to $2M through partner banks
  • Long offer window through end of 2026

Cons

  • $5,000 direct deposit needed for full $300 bonus
  • Only 25-day window to meet DD requirement
  • Online-only, no physical branches

Additional Information

Open a SoFi Checking and Savings account and set up direct deposit. Earn $50 with $1,000-$4,999 in direct deposits or $300 with $5,000+ in direct deposits within 25 days of first DD. Also earn up to 3.80% APY on savings balances.

High APYNo FeesNationwidePopular
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